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The One to One Group blog is written by Stephen McFarlane, financial planner, chartered accountant and author. Stephen has had in excess of 440 articles published in The Timaru Herald on business and financial topics over the past decade.
News items by month
- September 2009 (1)
- July 2009 (1)
- June 2009 (2)
- May 2009 (1)
- April 2009 (2)
- February 2009 (1)
- January 2009 (1)
Latest Posts »
Advertising Hints
September 30, 2009There are many different ways in which your business or product can be promoted. Some of those ways are more effective than others…
Read more »Mental Accounting
July 7, 2009People tend to mentally compartmentalise their weath which can come at a cost if not considered in terms of your overall financial goals
Read more »The Key Elements of Financial Planning
June 30, 2009Diversification, security and an adequate return for the risk being taken are key elements Significant financial events can influence more than the profitability of individual businesses. They can alter the investment attitudes of a generation. The Depression was such an event. In New Zealand the share market collapse of 1987 significantly affected investment attitudes. This [...]
Read more »Frugal Living – are you a Frugal McDougall or Lavish McTavish?
Frugality is about being organised, having a plan and sticking to it – it doesn’t mean a lower standard of living.
Read more »Do you have a Business Plan B?
May 15, 2009Life just isn’t coming together at the moment (certainly in the imaginary world I’m existing in as I write this article). For starters I had a significant heart attack just over two months ago. I was in a coma for almost a week. I’m going to need surgery but I need to regain my strength first. Then there is the recovery period. I’m told that it could be close to 6 months before I am back at work full time. That is where my problem arises. My business partner doesn’t seem keen to wait for my return…
Read more »Recession – a Great Time to Consolidate Your Position
April 13, 2009These are challenging times for many businesses, large and small. Because of that well thought through business strategies and effective implementation of them are important if not vital. The business should want to survive the recession as a starting point and to secondly consolidate its position in the market and grow if it can. In [...]
Read more »How does your business measure up with the characteristics of a well run business?
Recessions have historically been regarded as a normal part of the business cycle. They were seen as a fact of life but also as having a positive aspect in that tougher times refocus businesses back onto the basics; eliminating some of the excesses and bad habits that may have crept in during the good times. [...]
Read more »Where should the balance lie between personal responsibility and ACC?
February 28, 2009The news last week that the ACC system is underfunded was not good for our pockets. The short fall was said to translate into ACC levy increases over the next five years of 185% for employees, 71% for employers and 129% for motor vehicle owners.
Read more »What do luck and business have in common?
January 28, 2009Are you feeling lucky? If you aren’t (or alternatively if you simply want to be luckier) then Professor Richard Wiseman has developed four simple principles to help you along your way.
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